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GET PEACE OF MIND WITH AAA INSURANCE

We’re with you on the road, at home, and wherever you travel.

Why AAA Insurance?

AAA Insurance agents are more than just consultants, they are trusted advisors.

In addition to offering AAA Member discounts and additional coverage, AAA Insurance provides what really matters: total peace of mind. When it comes to your protection, AAA Insurance is proud of our concierge claims service. With same-day service, a 24-hour claims hotline, and agents that are located right here in the Carolinas, we’re here when you need us the most.

Exclusive Member Discounts

AAA Membership includes more than emergency roadside assistance. Members get discounts on insurance, including up to 15% on auto insurance, safe driver, multi-car, pay-in-full and anti-theft discounts, and more savings when you bundle your home and auto insurance.

Inland Flood Insurance

Standard home insurance policies don’t include inland flood coverage. AAA Insurance is the first in the Carolinas to offer inland flood coverage for our home protection policies. Don’t take chances on the next major storm. We’re here to help.

AAA MEMBERS WHO SWITCHED TO THE MEMBERS INSURANCE CO SAVED

$748*

PER YEAR ON AVERAGE WITH AAA MEMBER DISCOUNTS

ON AVERAGE, AAA INSURANCE SETTLES CLAIMS

11 DAYS

FASTER THAN OTHER INSURANCE COMPANIES

AAA INSURANCE EARNED THE JD HARRIS INSURANCE BRAND OF THE YEAR FOR

3

CONSECUTIVE YEARS

Insurance Products

AUTO INSURANCE

AAA Auto Insurance is the perfect combination of value, coverage and service. We know how important it is to get the right coverage at a reasonable rate, so our expert agents work hard to find you discounts and savings. Plus, we make it easy to file a claim and get back on the road.

HOME INSURANCE

Your home is your most valuable asset. It's not just an investment, it's your sanctuary. When your home is damaged or destroyed, you want your claim settled quickly. You want an agent that cares about getting you back in your home.

  • File a claim any time: 24 hours a day, 365 days a year.
  • Flexible billing: we can coordinate with your mortgage company.
  • We'll cover living expenses if your home becomes uninhabitable due to a claim.
  • Identity theft protection.

HOME PROTECTION PLANS

AAA Insurance offers Home Protection Plans to help customize your policy to best meet your unique needs and to provide broader protection for your home:

  • Inland Flood Coverage
  • Home Systems Protection
  • Service Line Coverage
  • Personal Liability Umbrella Policies
  • Secondary/Seasonal Homes Insurance
  • Home Security
  • Disaster Mortgage Insurance
  • Accidental Death Coverage

FLOOD INSURANCE

It’s a common misconception that homeowner’s insurance covers flood damage, but only flood insurance covers flood damage. Without it, the cost of the damage comes out of your pocket. AAA Insurance has affordable solutions for flood insurance. Even if you don’t live near water, every home is at risk of flooding.

BOAT INSURANCE

In the Carolinas, boat ownership is a way of life, and our members put their faith in us to safeguard that lifestyle. Our expert agents know what unique hazards you face, so we can suggest the perfect coverage to keep you and your investment protected.

  • Coverage for boats.
  • Ideal for bass fishing and pontoon boats.

MOTORCYCLE INSURANCE

Whether it’s your primary mode of transportation or your getaway bike for times of fun, we offer motorcycle coverage to give you peace of mind of the road.

  • Coverage for almost every type of motorcycle.
  • File a claim any time: 24 hours a day, 365 days a year.
  • Discounts to help get you the lowest rate possible.

Umbrella Insurance

While our basic auto and home policies will provide you with coverage for your specific needs, securing extra protection in additional liability coverage gives you even more of the AAA peace of mind. Our personal liability umbrella policies will help to further extend this peace of mind in the moments you need it most.

  • $1 and $2 million limits to offer you coverage.
  • Less strict underlying limit requirements than other carriers.
  • The biggest bang for your buck!

Life Insurance

AAA Insurance offers life insurance solutions to provide financial protection for you and your loved ones. We offer term life insurance if you want protection to cover a specific period of time, along with products such as whole life insurance and universal life insurance products designed to build cash value that can last a lifetime.

Health Insurance

There is nothing more critical than protecting the health of you and your family. With the rising costs of healthcare, health insurance is more vital than ever. AAA offers many plans to help you get the care and coverage you need.

  • Our Insurance Consultants can help you choose the perfect coverage.
  • PPO and non-PPO Health Insurance options.
  • Medicare and Long-Term Care options available.

AAA Medicare Supplement

Call 1-888-247-1071 to speak with an agent about supplementing your Medicare, or learn more here. HEALTH INSURANCE PRODUCTS

Business Insurance

You've invested time, money and effort into running your business, so you need to know your insurance will protect it. Our agents can find you the right policy so you get the right protection at the best rates possible.

  • General Liability, Property, Workers Compensation, and more.
  • Protect your workers, your investments and your property.
  • Commercial automobile coverage available as well.

Pet Insurance

AAA now offers pet insurance. One plan covers everything that matters for the health of your pet, including injuries, illnesses, genetic conditions, and emergency care. Pays 90% of your vet bill and see any licensed veterinarian including specialists to treat any accident or illness.

AAA TALKS INSURANCE

BE PREPARED FOR HURRICANE SEASON

Having a plan to reduce potential loss during severe weather conditions can be beneficial before a storm and after it has passed.

READ MORE

WHEN ACCIDENTS HAPPEN, WHAT DO YOU DO?

With more than 200 million licensed drivers in the U.S., there’s a good chance you may be involved in one in your lifetime. Keep yourself and others safe after an accident with these steps.

READ MORE

LIFE-CHANGING EVENTS? Review Your Insurance

See the milestones and life events that might mean you'll need to make changes to your insurance coverage.

READ MORE

*Average annual savings is based on a sample of new auto insurance customers who switched to AAA Insurance and saved in January 2019. Your individual premium may vary. There is no guarantee or warranty that you will meet or exceed the average annual savings by switching to AAA Insurance.